x402
Protocol-first
Built on the HTTP 402 payment standard for API-native and agent-native commerce.
Powering the future of agentic commerce
Access the full power of internet-native payments
PayAccept is the trust layer for agentic and internet-native payments. We help APIs, AI agents, merchants, and e-commerce platforms accept, verify, settle, and evidence payments across x402 and emerging protocols.
From AI-agent micropayments to webshop checkout — receipts, delivery proof, policy controls, and protocol orchestration.
Meet PayAccept. Accept, verify, and evidence every payment.
x402 makes payment possible. PayAccept makes payment trustworthy, auditable, merchant-ready, and scalable.
Accept
Turn HTTP endpoints and webshops into paid surfaces with x402 middleware and stablecoin checkout.
Evidence
Receipts, delivery proof, policy controls, and dispute evidence for production-grade commerce.
PayAccept by the numbers
One trust layer for agents, APIs, and merchants — built on x402 and extending to the full agentic commerce stack.
4
Product surfaces
AgentPay, Commerce, Trust Layer, and Protocol Router on one infrastructure spine.
402
Payment Required
Turn any HTTP endpoint into a paid endpoint with stablecoin verify and access grants.
1
Trust layer
Receipts, delivery proof, policy controls, dispute evidence, and reconciliation.
Agentic commerce, unlocked.
The commerce operating layer for x402 and agentic payments — not another crypto wallet or payment gateway.
PayAccept AgentPay
Turn any HTTP endpoint into a paid endpoint. x402 middleware, payment requirements, stablecoin verify, access grants, receipts, and webhooks.
Learn more
PayAccept Commerce
Shopify, WooCommerce, and Magento plugins, payment links, invoices, and merchant dashboards — stablecoin checkout on the same spine.
Learn more
PayAccept Trust Layer
Receipts, proof of delivery, replay protection, spending policies, fraud checks, dispute evidence, and settlement records.
Learn more
PayAccept Protocol Router
Orchestrate payments across x402, AP2, and ACP — route to the right protocol, facilitator, and settlement path.
Learn moreReceipts & evidence
Signed receipts, tax-ready records, and dispute evidence for every payment.
Policy controls
Agent spending policies, permissions, replay protection, and payment binding.
Merchant-ready
Dashboards, reconciliation, refunds, and e-commerce plugins for human checkout.
Multi-protocol
Route across x402, AP2, and ACP without rebuilding your integration.
Trust Layer
What x402 alone does not provide
Real businesses need more than a payment primitive. PayAccept extends x402 with signed receipts, proof of delivery, replay protection, agent spending policies, merchant dashboards, and multi-protocol routing.
402
Payment Required
3+
Protocols supported
PayAccept everywhere
From paid HTTP endpoints to webshop checkout and partner verticals — one trust layer, multiple surfaces.
Built for developers & merchants
Turn any HTTP endpoint into a paid endpoint. Request → 402 Payment Required → Stablecoin payment → Access granted → Receipt created.
npm install @payaccept/x402Serious security.
Designed for security, compliance, and auditability — without overclaiming.
Compliance hooks
KYC/KYB controls, AML policy limits, transaction monitoring, and evidence logs — building toward regulated infrastructure.
Learn moreExtensive audits
Security-first architecture with audit trails, webhook verification, and settlement records for every transaction.
Learn moreDispute workflows
Proof of delivery, refund flows, and dispute evidence — what raw x402 alone does not provide.
Learn moreFAQs
Common questions about PayAccept, x402, and agentic commerce.
PayAccept is the trust layer for agentic and internet-native payments. We help APIs, AI agents, merchants, and e-commerce platforms accept, verify, settle, and evidence payments across x402 and emerging payment protocols.
x402 makes payment possible. PayAccept makes payment trustworthy, auditable, merchant-ready, and scalable — adding receipts, policy controls, merchant tooling, dispute evidence, and protocol orchestration.
API providers monetizing agent traffic, merchants accepting stablecoin checkout, e-commerce platforms, and infrastructure partners building on internet-native payment rails.
No. Stablecoins power payments. PayChain proves and reconciles activity. PAYT coordinates ecosystem incentives — neither is required for basic acceptance.
Install the x402 SDK, register an endpoint, and verify your first sandbox payment in minutes. See our quickstart guide for step-by-step instructions.
Start with x402. Scale into agentic commerce.
Build your first paid endpoint or talk to us about accepting stablecoins for your APIs, agents, or merchant checkout.